The Kingdom of Saudi Arabia Launches National Real Estate Tokenization: A Global First

Kingdom of Saudi Arabia Launches National Real Estate Tokenization Infrastructure: A Global First

SettleMint signs with RER to develop national real estate registry tokenization solution

SettleMint supports the world's first national-scale real estate tokenization infrastructure with the Kingdom of Saudi Arabia

LEUVEN, BELGIUM, November 21, 2025 /EINPresswire.com/ -- 𝗔 𝗟𝗮𝗻𝗱𝗺𝗮𝗿𝗸 𝗦𝘁𝗲𝗽 𝗧𝗼𝘄𝗮𝗿𝗱 𝗩𝗶𝘀𝗶𝗼𝗻 𝟮𝟬𝟯𝟬

The Real Estate Registry (RER), under the supervision of the Real Estate General Authority (REGA), has officially launched the Kingdom’s national infrastructure for property tokenization and digital ownership transfer, marking a historic milestone in the modernization of Saudi Arabia’s real estate sector and its alignment with the goals of Vision 2030.

This initiative establishes Saudi Arabia as the first country in the world to deploy a national-scale blockchain infrastructure dedicated to real estate registration, fractionalization, and marketplace integration - setting the foundation for a transparent, liquid, and globally investable real estate ecosystem.

𝗙𝗿𝗼𝗺 𝗥𝗲𝗴𝗶𝘀𝘁𝗿𝘆 𝘁𝗼 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗠𝗮𝗿𝗸𝗲𝘁𝗽𝗹𝗮𝗰𝗲

With SettleMint’s market-leading asset tokenization platform already deployed, the initiative transitions from vision to reality. The system forms the technological backbone for a next-generation property marketplace, integrating blockchain-based title management, automated valuation models (AVMs), escrow-linked payment verification, and fractional ownership capabilities that will enable new forms of property investment and financing.

Built on a hybrid architecture combining RER’s core registry services with blockchain orchestration and smart-contract layers designed by SettleMint, the platform supports end-to-end digital transactions, from listing and due diligence to ownership transfer and post-trade settlement. Inspire for Solutions Development is delivering the overall marketplace development.

The next development stages are now underway, introducing a national tokenized marketplace that enables buying, selling, and fractional investment under supervised frameworks, along with an open API framework that allows PropTechs, banks, and developers to integrate directly with RER systems. This will enable them to build new digital services, ranging from tokenized lending and real estate investment products to digital escrow and cross-border property transactions.

This roadmap positions Saudi Arabia as a global reference point for how digital registries, capital markets, and tokenization frameworks can converge to attract foreign direct investment (FDI) and enable world-leading PropTech innovation across the economy.

𝗔 𝗥𝗲𝗴𝘂𝗹𝗮𝘁𝗼𝗿𝘆 𝗠𝗼𝗱𝗲𝗹 𝗕𝘂𝗶𝗹𝘁 𝗼𝗻 𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗕𝗲𝘀𝘁 𝗣𝗿𝗮𝗰𝘁𝗶𝗰𝗲

The initiative is the product of an unprecedented collaboration between RER and REGA, guided by the Benchmarks to Blueprint: Comparative Framework for Property Transaction Modernization and Immutable Registry report.

This framework synthesizes global best practices from Switzerland, Singapore, Germany, Japan, and the United Kingdom and adapts them to the Saudi institutional context, establishing a “registry-as-truth” model in which the RER ledger serves as the conclusive record of property rights.

The system incorporates global interoperability standards - including W3C Verifiable Credentials, eIDAS 2.0, and Shariah-compliant asset structures leveraging the existing fractional ownership model in Saudi Arabia - ensuring that digital ownership tokens are legally enforceable and internationally credible.

An integrated regulatory framework is now under implementation in which RER serves as the prevailing national operator of the qualified digital property register, whereas REGA defines supervisory and data-governance standards for real estate.

This alignment guarantees that innovation and prudence coexist, combining blockchain transparency with sovereign governance to reinforce investor confidence.

𝗗𝗿𝗶𝘃𝗶𝗻𝗴 𝗘𝗰𝗼𝗻𝗼𝗺𝗶𝗰 𝗗𝗶𝘃𝗲𝗿𝘀𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗙𝗗𝗜

By linking property tokenization with capital-market infrastructure, the initiative unlocks a powerful lever for economic diversification and international capital attraction.

Through regulated tokenization, investors from around the world will gain access to (fractional) Saudi real estate assets - from commercial developments to residential portfolios - opening new investment channels and enabling PropTech’s to develop innovative investment options that reinforce Saudi Arabia’s position as a regional hub for digital asset markets.
 

𝗖𝗮𝘁𝗮𝗹𝘆𝘇𝗶𝗻𝗴 𝗣𝗿𝗼𝗽𝗧𝗲𝗰𝗵 𝗮𝗻𝗱 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻

As the infrastructure innovation introduced by RER transitions to an open-API platform, Saudi PropTech startups and international technology providers will gain access to secure integration interfaces to build applications for property valuation, tokenized lending, land management, and secondary-market trading.

The architecture ensures compliance with the National Cybersecurity Authority (NCA) standards and integrates with Saudi identity and payments systems (Absher, Nafath, mada). This combination of sovereign-grade infrastructure and open innovation is expected to generate a new wave of PropTech entrepreneurship, contributing to employment, digital skills development, and technological sovereignty.

𝗔 𝗚𝗹𝗼𝗯𝗮𝗹 𝗙𝗶𝗿𝘀𝘁

“This is not a proof-of-concept - it is a national real estate tokenization infrastructure, powering national-scale operations. Saudi Arabia is now at the forefront of a global movement redefining how nations manage, invest, and transact in real-world assets. The Kingdom’s leadership has built not just technology, but trust - the essential foundation for any programmable economy. SettleMint is honored to be entrusted as the partner to deliver this national-scale transformation.”
- 𝘈𝘥𝘢𝘮 𝘗𝘰𝘱𝘢𝘵, 𝘚𝘦𝘵𝘵𝘭𝘦𝘔𝘪𝘯𝘵 𝘊𝘌𝘖

𝗔𝗯𝗼𝘂𝘁 𝗥𝗘𝗥
The National Real Estate Registration Services Company (Real Estate Registry RER) is a Saudi company with an exclusive mandate to handle title registration operations in the Kingdom of Saudi Arabia. RER aims to create a digital database as an essential infrastructure for the transformation of the real estate ecosystem. RER provides enhanced services with cutting-edge technologies to ease the landowner experience and enhance decision-making for investors and partners. RER's value lies in embracing innovation to offer technologically advanced services, while also ensuring transparency and reliability through final outputs that transform the vision of future real estate endeavors into tangible realities.

 
𝗔𝗯𝗼𝘂𝘁 𝗦𝗲𝘁𝘁𝗹𝗲𝗠𝗶𝗻𝘁
SettleMint is the go-to partner for enterprise-grade asset tokenization and blockchain solutions. Its asset tokenization platform enables public and private sector innovators to build, integrate and operate nation-scale, production-grade applications and use cases quickly and securely, accelerating value creation for enterprise-grade applications around the world.

𝗔𝗯𝗼𝘂𝘁 𝗜𝗻𝘀𝗽𝗶𝗿𝗲 𝗳𝗼𝗿 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀 𝗗𝗲𝘃𝗲𝗹𝗼𝗽𝗺𝗲𝗻𝘁
Established in 2010, Inspire for Solutions Development is a prominent IT consulting firm in
the Middle East, serving regions including Jordan, Egypt, Saudi Arabia, Qatar, and the UAE.
With over 450 IT specialists, Inspire focuses on delivering comprehensive IT solutions that
improve business workflows. Inspire serves a diverse clientele, including sectors such as
banking, telecommunications, healthcare, and government.

Ifeoma Umeala
SettleMint
ifeoma@settlemint.com
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